Born and raised in Aberdeen, Garett has had the privilege to be among friends and family his entire life. He grew up hunting, skiing, racing BMX and working on cars. He played baseball for Central Washington University and coached baseball at every level from t-ball through college.

Garett graduated from Aberdeen High School in 1989 and earned degrees from Centralia College and Central Washington University. In 2004, he earned his AAMS® designation from the College of Financial Planning.